The Tools
About the calculators
18 free calculators organized into 5 phases of the return journey. Each calculator exists because I needed it myself. They're designed to work together — the output of one feeds into another, building toward your Stay or Go readiness score.
Diagnostic
5 calculators
Understand where you are today — your savings rate, net worth, income streams, remittance costs, and family obligations. These 5 calculators form the foundation of your return plan.
Budgeting
4 calculators
Quantify what the return will actually cost — one-time relocation expenses, ongoing cost-of-living differences, salary equivalence, and the emergency buffer you'll need.
Timeline
3 calculators
Project when you can realistically go — based on your debt payoff schedule, monthly savings rate, and the passive income (FIRE number) needed to sustain life back home.
Destination
5 calculators
Plan what you're going back to — housing (rent/buy/build), land purchase, business startup capital, kids' education, and healthcare costs in your target country.
Decision
1 calculators
The composite readiness score that pulls everything together. 8 dimensions, one score (0-100), and personalized recommendations on what to focus on next.
The Stay or Go Assessment
The hero calculator that pulls all 18 calculators into one composite readiness score.
Take the assessment